Personal Checking
We have a full range of banking products and financial services for your consideration. No matter how you prefer to manage your finances, we have the account for you!
All of our accounts include Check Imaging with a FREE binder to keep all your account information in one spot. To learn more click on any of the accounts listed below.
Free Checking
Free Checking is designed to offer unlimited debits with no minimum balance requirements.
- Online Banking available
- Email Statements
- Check Imaging
- No service charge
- No minimum balance required
- Unlimited debits
- ATM or SHAZAM®Chek debit card
- Free statement snapshots
- Free automatic or telephone transfers
- Free automatic or preauthorized payments
- Monthly statements
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The applications are in Adobe Acrobat® (PDF) format and require Acrobat Reader. If you do not have Adobe installed, please click on the icon for a free download. |
Basic Checking
This low cost checking account is ideal if you have few monthly bills to pay.
- Online Banking available
- Email Statements
- Check Imaging
- Low monthy maintenance fee of $1.00**
- 20 free debits then $.50** per debit
- No minimum balance required
- ATM or SHAZAM®Chek debit card
- Free statement snapshots
- Free automatic or telephone transfers
- Free automatic or preauthorized payments
- Monthly statements
- Balance Protection*
*See Additional Services.
**Service charges are subject to Iowa State and Local Sales Tax.
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The applications are in Adobe Acrobat® (PDF) format and require Acrobat Reader. If you do not have Adobe installed, please click on the icon for a free download. |
Regular Checking
This easy to understand checking account uses your account's MINIMUM BALANCE to determine your monthly service charge.
- Online Banking available
- Email Statements
- Check Imaging
- ATM or SHAZAM®Chek debit card
- Unlimited debits
- Free statement snapshots
- Free automatic or telephone transfers
- Free automatic or preauthorized payments
- Monthly statements
- Balance Protection*
Monthly Service Charge Schedule
- Should your minimum balance fall below $300 the charge shown below applies:
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Minimum Balance |
Minimum Balance Fee** | ||
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$200.00 |
- |
$299.99 |
$4.00 |
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$100.00 |
- |
$199.99 |
$5.00 |
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$ 0.00 |
- |
$ 99.99 |
$6.00 |
* See Additional Services
** Service charges are subject to Iowa State and Local Sales Tax
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The applications are in Adobe Acrobat® (PDF) format and require Acrobat Reader. If you do not have Adobe installed, please click on the icon for a free download. |
NOW Account
Enjoy this interest bearing account with all the conveniences of a checking account plus earn interest on your average daily balances over $500 compounded and paid monthly***. Earn a higher rate of interest for average daily balances over $2,500.
- Online Banking available
- Email Statements
- Check Imaging
- $500 minimum balance
- Unlimited debits
- ATM or SHAZAM®Chek debit card
- Free statement snapshots
- Free automatic or telephone transfers
- Free automatic or preauthorized payments
- Monthly statements
- Balance Protection*
Monthly Service Charge Schedule**
Minimum Balance
Over $500 - No Charge
Below $500 - $5.00 plus $.15 per debit over 25 debits. No interest will be earned.
* See Additional Services.
** Service charges are subject to Iowa State and Local Sales Tax.
*** Interest rates on these accounts are subject to change without notice. All rates are available on request.
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The applications are in Adobe Acrobat® (PDF) format and require Acrobat Reader. If you do not have Adobe installed, please click on the icon for a free download. |
Balance Protection
You authorize us to maintain a minimum balance in your savings or checking account. We will transfer in a multiple set amount when your account falls below a minimum set balance. Your transfer charge will be $5.00.
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The applications are in Adobe Acrobat® (PDF) format and require Acrobat Reader. If you do not have Adobe installed, please click on the icon for a free download. |
Bonus Checking
What is Bonus Checking?
Bonus Checking is a special Overdraft Protection plan... a convenient service that insures you against any possible non-payment of your debits due to non-sufficient funds!
With Bonus Checking you will be authorized a credit limit which will always be available to you for use in your checking account. Community Bank will honor any debits by you, even if an overdraft occurs. We will simply transfer in increments from your credit line to your checking account, in the form of a loan.
We can then automatically charge your checking account in regular installment form - with low monthly payments - until the borrowed amount is paid.
Enjoy the convenience of debiting your account when you want, with the confidence that you have sufficient funds waiting at Community Bank.
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The applications are in Adobe Acrobat® (PDF) format and require Acrobat Reader. If you do not have Adobe installed, please click on the icon for a free download. |
Check Imaging
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Free Statement Binder Contact Us today! |
Community Bank has expanded its services through the implementation of check imaging. Check Imaging is a process in which pictures, or images, of your items are taken during processing. Your monthly image statement will contain pictures of your checks and deposit instead of the actual items. Check imaging reduces your home-owned bank's operational costs but also reduces financial risks, expedites posting and assists in fraud detection.
As a Community Bank checking or savings account customer you will enjoy the following benefits of receiving imaged statements.
- Free Statement Binder - enables you to keep your statements and images organized by each month of the year.
- Statements And Images Are Three Hole Punched - enables them to fit neatly into your statement binder.
- Images Are Listed In Numerical Order - eliminates the need to sort cancelled checks and deposit slips.
- Reduced Paper Handling - streamlines balancing and frees up time to do the things you enjoy.
- Quality Check Copies - provides a safe and legible future reference tool.
- Faster Response To Customer Requests - provides answers to your statement and image questions in a fraction of the time compared to conventional microfilm searches.
- Statements And Images Will Be Readily Accessible For Future Use
